Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Cliff Dees, Mortgage Loan Originator at NEXA Lending. NMLS #2097688. Call (305) 298-4753.
Cliff Dees is a Mortgage Loan Originator at NEXA Lending (NMLS #2097688). Expert mortgage loan originator in Alabama and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #2097688.
Cliff Dees is licensed to provide mortgage services in Alabama, Florida, Louisiana, and Mississippi.
Cliff Dees offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Alabama, Florida, Louisiana, and Mississippi. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (305) 298-4753 and email cdees@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Cliff Dees's NMLS license number is 2097688. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Cliff Dees will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.
